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specialWe invite you to utilize our mortgage loan calculator for estimating your monthly mortgage payment. As a full service brokerage we deliver personal service.

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affiliateGet the right mortgage advice from independent, qualified and unbiased advisers with access to the whole market. We aim to exceed your expectations.

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how i worksWhether you are a consumer or realtor we guarantee to close your loan in 30 days or less. Complete our secure Online Mortgage Application.

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Get Pre-Approved

ServicesBefore you begin shopping for a home, start working with a Lender.

Loan Checklist

Overviewthe following information is requiered during the loan process.

24/7 Consulting

24/7 SupportOur dedicated team of professionals is always available to you.

A Professional Lender

Innovative Technologies 2011When you decide to apply for a home loan through Secure Funding Group, you're dealing with experienced full-time mortgage lending professionals who know San Diego real estate. We offer a huge assortment of mortgage programs built around home buyers and homeowners. Whether you're buying a first home using our great mortgage program or refinancing a home you already own using traditional mortgage financing, nothing helps more than having a seasoned mortgage lender working hard to make your dreams a reality.


Mortgage FAQ

What is a mortgage?

A Mortgage (also called a home loan) is a legal contract made between a lender and a borrower that uses property as collateral to secure the loan. The lender can take possession of the property if the borrower fails to pay the prearranged home loan payments.

What is a mortgage refinance?

Occurs when borrower uses the money from a refinanced loan to pay off an existing home loan. Borrowers typically do this to extend their home loan period, apply for a lower interest rate, or to use some money out of their equity.

What is a home equity loan?

A is a type of loan that allows a homeowner to obtain cash loans based on the present value of their property minus the mortgage amount still left to be paid off. Homeowners often apply for home equity loans to pay for expenses such as home remodeling, debt consolidation, college education, and other long-term investments.

What is a second mortgage?

A second mortgage is a type of mortgage refinancing that allows you to acquire a second loan on your home in addition to your first home loan.

What is a reverse mortgage?

Reverse mortgages are loans that allow homeowners to transfer some of their home equity into cash. In contrast to traditional home loan mortgages, reverse mortgages do not require borrowers to repay their home loan until the homeowner no longer lives primarily at that residence, although he or she stills owns the residence.

What is a fixed rate mortgage?

A fixed rate mortgage is a home loan with steady interest rates and monthly payments that do not change throughout the life of the loan.

What is the adjustable rate mortgage?

(ARM) have monthly payments that change periodically due to fluctuations in market interest rates.


Financial Reform

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What Does Financial Reform Have To Do With Me?

Mortgages: The Consumer Financial Protection Bureau will oversee the lending industry, by protecting borrowers from deceptive mortgage lending practices and ensuring that mortgage application forms are written in language that is easy to understand. This will prevent you from taking on a loan you don't need or can't maintain.

News Pro

  • Mortgage Rates Battle Back From The Edge Affiliate program / Nam vestibulum amet

    With yesterday's increases, Mortgages Rates moved to the edge of their recently long and stable stay at a 3.875% Best-Execution level. While some lenders are still best-priced at 4.0%, the average...

    Feb 10 2012

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  • Obama Submits A New Home Loan Refinancing Plan How it works? Aliquam pretium convallis?

    The Obama administration on Wednesday detailed its latest plan to help millions of homeowners refinance their mortgages to today's historically-low rates. The plan, which requires approval by Congress, would allow ...

    1 Feb 2012

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  • FHA Cuts Prices To Encourage Streamline Refinancing Special conditions / Fusce et neque vitae

    Today, Acting Federal Housing (FHA) Commissioner Carol Galante announced significant price cuts to FHA's Streamline Refinance Program that could benefit millions of borrowers whose mortgages are currently insured by FHA. Beginning ...

    9 Feb 2012

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